![]() The crediting strategies include a Fixed Rate account, Trigger Rate account, and several Point-to-Point with Participation Rate or Cap Rate accounts. The crediting periods for the Accumulation Protector Plus SM Annuity’s crediting strategies range from one, two, or three years. ![]() At that time, you may allocate to any available strategy for a new crediting period of one, two or three years. We know that your life and needs are ever evolving, and that is why you can adjust your allocations on the contract anniversary coinciding with the end of each strategy’s crediting period. These crediting strategies include a Fixed Account and ten Indexed Accounts linked to three indices, the CS Momentum Index, the CS ESG Macro 5 Index, and the S&P 500 ® Index. You have the flexibility to choose how your single premium is allocated across eleven crediting strategies.
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